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A: Your case’s financial compensation depends on the severity of the injuries you have sustained. Have you lost anything that cannot be replaced? If you lost a car, then an insurance company will pay for property damage and minor medical expenses. But if your loss and the injuries are severe enough to cause long-term disability, then the insurance company will be greedy for the compensation of your losses. When the injuries are severe lost income, lost future earnings, emotional distress, and medical expenses are all factored in into the estimate.